Fintech

More enterprises are investing in mobile applications on platforms preferably iOS. The 2016 enterprise mobile apps report brought out by Adobe reinforces the growing need for enterprises to invest in mobile apps. With Apple constituting a major share of the world smartphone market, iOS tend to be the most preferred platform in enterprise app development. […]

It seems that these days, cryptocurrency can’t catch a break in the news cycle. In early April, the Securities and Exchange Commission urged a federal judge to freeze $27 million that was allegedly garnered through the illegal sale of shares in LongFin — a company whose stock shot from $5 to $142 after announcing it was acquiring […]

For all of the “isms” supposedly being felled by enlightened Americans, the U.S. economy remains stunningly unfair. Take racism. On one hand, interracial marriages have grown fivefold in the 50 years since Loving v. Virginia, which legalized the practice. On the other, the average median household wealth of African-Americans declined by 75 percent between 1983 […]

Some people love debt, while others hate it. People in the former category tend to use loans for everything. Those in the latter category avoid it at all costs. Both extremes can create problems. If you’re thinking about borrowing money, the smart approach lies somewhere in between. The Do’s and Don’ts of Borrowing Money When […]

Investors, pundits, and enthusiasts can’t stop speculating about cryptocurrency, and more often than not, their predictions center on price. But simply musing over the market performance of a specific coin ignores the larger potential of cryptocurrency. This space is about more than price fluctuations — it’s a digital financial revolution that’s poised to transform the world. Cryptocurrency […]

rtFor evidence of big tech’s evolution from AV club geeks to big guys on campus, look no further than the influence of companies like Amazon and Google. They’ve crept into every corner of contemporary life; they possess outsized amounts of power and exercise imperial control over the digital landscape — and it looks like taking […]

We’re sure you’ll agree when we say: traditionally, the insurance industry worldwide has been dominated by massive national brands and legacy product lines and age-old technology. The change is already here and more changes are expected to disrupt the global insurance industry. The rapid evolution of insurance technology or insurtech that’s making waves in the […]

Blockchain is, in essence, an encrypted peer-to-peer distributed databases. It’s powered by countless computers located disparately around the world. The system is a growing, ordered collection of records called blocks, each with a timestamp that’s linked to a previous block. The technology uses cryptography to make sure that users can only edit their own blocks. […]

Cryptocurrency made a poor first impression with the public when it launched, thanks to an association with criminal activity and security loopholes that were not the fault of the blockchain technology on which it runs. Widespread application possibilities got lost among the sensationalism in the news, which included constant stories harping on the radical fluctuations in the value […]

As technology continues its seemingly endless evolution, robots are taking over customer service and back-end data analysis. Combining those functions to create robo-advisors makes perfect sense. Unconvinced? Look at the financial sector. Experts who weighed in as part of Financial Planning’s survey believe that wealth management firms will continue to invest in robo-advisors and financial mobile app development as the […]

Cryptocurrency and blockchain are revolutionary technologies, but being so far ahead of the curve comes with consequences. With few precedents to learn from and regulatory frameworks still in their infancy, the crypto space has attracted its share of shrewd opportunists whose scams — such as the infamous pump-and-dump schemes — have grabbed international headlines. Tech giants like Facebook and […]

Among fintech enthusiasts, cryptocurrency is often the life of the party — and regulation is the elephant in the room. For a while now, we’ve heard whispers about the need for crypto-specific regulations in the community, and after appointing the first-ever senior advisor for digital assets and innovation back in June, it’s clear the U.S. Securities and Exchange Commission […]

Lutron Electronics has added its Caséta Wireless system to the growing list of devices that support Amazon Alexa range, which includes the Echo, Dot, Tap, and Fire TV. The Caséta Wireless system features various connected LED lights that can change color or brightness on demand. The integration of Alexa allows users to change the lights […]

As we enter 2020, the Banking and finance industry have already come far — from open trading at physical exchanges to algorithmic trading. We’ve gone away from paper savings accounts to robo-advisors. Here are the top investment banking trends to watch out for.   Borrowing from Bob Dylan, the times are a-changin’ The current crop […]

Over the past few years, I’ve had the pleasure of spending significant time on the ground in China for ReadWrite and ReadWrite Labs. While here in China, I’m continuously discovering new opportunities that exist and even more reasons for foreign startups and corporations to consider getting started in China. However entering a new market can […]

The IoT and coworking spaces have a lot in common. Both need to strike a careful balance between forging accessible yet secure connections to engage with and protect their growing communities. It’s a tough call. Lucas Seyhun, co-founder at The Farm Coworking, said: “While we work with some of New York’s leading technical startups, we […]

It’s been a busy week in emerging tech, with a lot of big news. Here’s a quick recap of what you might have missed. Apple debuts ARKit This past week, Apple introduced ARKit, a new framework that allows you to easily create unparalleled augmented reality experiences for iPhone and iPad.  Some believe this (along with Google’s release […]

brGetting a startup off the ground isn’t easy. Instead of focusing solely on your baby, as in the actual product or service that you’re selling, you’ll also have to deal with administrative headaches. Managing your startup finances is one of these necessary evils. Here’s everything you need to know about finances for your startup. As […]

Believe it or not, decentralization is nothing new. It first began with the social organization of ancient human societies. They lived together in small Neolithic decentralized communities of less than 100 people where everyone was accountable for one another. Small populations directly made management easier. Such small communities could easily trust one another, and the […]

Over the past few years, buying top digital currencies such as Bitcoin and Ether is common in off-exchange trading. The utilization of digital assets at a corporate level is quite promising. The cash management is revolutionizing, which is revamping the conventional payment flows using blockchain. Here is how to know the “know your customer” regulations […]

Patrick O’Shaughnessy, Peng Zhao, and Michael Recce don’t work at hedge funds. But collectively these three illustrate a formula for the future of hedge funds, fund data operations, and big-time investing generally. Think of the equation hidden in their stories as stats scientist + strong leadership + cultural change management + data operations = hiring […]

Venture capital investment is one of the top places startups look out for when seeking funding for their business alongside other popular options like angel investing and crowdfunding. Moreso, there is a lot of competition with investors doing all they can to determine the viability of a business before putting their money into it. When […]

It’s not always easy to keep up with the constant stream of new developments in finance. But getting left behind carries some serious costs.

As we enter 2020, the Banking and finance industry have already come far — from open trading at physical exchanges to algorithmic trading. We’ve gone away from paper savings accounts to robo-advisors. Here are the top investment banking trends to watch out for.   Borrowing from Bob Dylan, the times are a-changin’ The current crop […]

Customer experience is rising to become the top priority of many business companies nowadays. The expectations of these customers with the services provided by an organization are also growing with each passing moment. The need is to have a system that can guarantee improved customer satisfaction, which is where Artificial Intelligence (AI) plays a vital […]

Speech recognition and voice technologies have advanced rapidly in the last few years. Most people use voice-recognition on a regular basis, interacting with Siri, Alexa, or Cortana. In fact, 51% of consumers are already using voice-enabled virtual assistants via a smartphone. Here is how voice technology is changing the financial industry. Voice-enabled devices are to […]

It is not something – companies are using AI and ML to fight financial fraud. Financial fraud is not science fiction. AI solutions can be applied to enhance security throughout business sectors, like retail and finance. The latest emergency technologies are driving transformation across all industries in virtual terms and disciplines and assisting them in […]

No doubt, you have come across the term “payment gateway” on the internet and information related to online shopping. Whether you are on your own or not, with your ecommerce or other online payment-related business, you must have tried your way out to understand what this term means in the exact sense. But there are […]

FinTech or Financial technology has become a popular industry for helping to innovate financial transaction services and online security. It is a broad term that works around the business transformation to innovate the traditional financial services that are inefficient, antiquated, and expensive. Innovation has made the process transparent and straightforward. We must understand how FinTech […]

Since FinTech apps deal with highly sensitive personal and business data, security should be at the forefront of finance and banking solutions development. However, the reality is different. Here’s what it takes to build a highly secure FinTech application. Data storage issues, weak encryptions, data leakages, are just some of the vulnerabilities frequently discovered in […]

Digitalization is a trend that has embraced our generation to the fullest and steadily. Digitalization among mobile users is piercing through all the sectors. If we talk about how financial transactions have impacted by digitization, it’s immense. Here is the rise and rise of mobile payment technology. The augmentation of smartphones further fuels digital transactions. […]

Fees may seem more important than app interface features, but users consider both when choosing a financial provider. Give them another reason to pick you.

Technology affects every aspect of our lives. It affects the way we communicate, and how we travel, but it also determines how we learn, how we bank, and the way we run our businesses. Futurist speakers think about those changes and try to understand how they’ll affect us. Here are the top five issues faced […]

Can financial services benefit from the Internet of Things? Absolutely, and to the fullest extent. Not only for gathering more and better data about assets but IoT also changes the way we access banking and manage wealth, invest, and monitor assets.  Let’s see how IoT changes banks and FinTech companies. To improve efficiency and customer service, […]

The first interaction with the potential client defines the relationship that you’re going to have. For most users, the first time they get to meet your brand is going to be on the web. And so their digital onboarding journey begins. The thing that seals off the first impression when dealing with a financial institution […]

brGetting a startup off the ground isn’t easy. Instead of focusing solely on your baby, as in the actual product or service that you’re selling, you’ll also have to deal with administrative headaches. Managing your startup finances is one of these necessary evils. Here’s everything you need to know about finances for your startup. As […]

Companies and startups are turning to software-as-a-service solutions for their accounting needs more and more. Plenty of licensed software products exist in the market, but SaaS apps provide advantages that programs like Microsoft Excel can’t. First, SaaS accounting apps are often less expensive thanks to their subscription models and users’ ability to exclude features they […]

In 2003, Chile became one of the first countries in the world to implement electronic invoicing, and several other countries have since followed suit. Latin America has long been a global leader in electronic invoicing, the practice of submitting and formalizing every business invoice through the government. Of the world’s 36 billion electronic invoices issued […]

When it comes to raising money for your startup, there are several ways of doing it. However, out of all startup funding options, the two most popular methods are Loan and Equity. Both types of loans are very different from each other, and sometimes it becomes challenging to choose the right option for your business. […]