Home Use your Gear S3 with Santander 123 Lite and get 5% cashback on mobile payments

Use your Gear S3 with Santander 123 Lite and get 5% cashback on mobile payments

Santander has introduced the cashback promo for Santander 123 Lite customers. This promo will allow customers to earn 5% of their money when they make purchases with Samsung, Apple or Android Pay apps. Currently in the UK you can use this service with the Gear S3 smartwatch to make your payments. The Santander 123 Lite account has a £1 monthly bill and it already offers 1 – 3% monthly cashback for payment by direct debit. This promo is currently on and will end on Saturday, 30th September 2017. It must be noted that there are some conditions to be met before a 123 Lite account is eligible for cashback.

To be eligible for any cashback with Santander 123 Lite, you need to:

  • Pay in at least £500/month
  • Have two active direct debits
  • Log in to online or mobile banking at least once every three months


A Santander customer needs to add her Santander 123 Lite debit card to these digital pay wallets (Samsung, Apple and Android Pay). To be on the safe side, you can set this card as the default card so that any payment you make using Samsung, Apple or Android Pay systems will be billed from this card. You can earn a massive sum if you regularly use your phone to make purchases because there is no peak sum of cashback during the period and most retailers don’t usually apply the £30 contactless limit to mobile payment. Please note that all cashback earned will be paid into your account in one block sum by the end of November.


This is a very interesting offer and many will be tempted to go for it. However, there are some simple maths to be done before getting started. If you already hold a Santander 123 Lite account, you are as good as set for cashback but if you plan to open the Santander 123 account for cashback then you need to know that considering the limit of time for thhe promo (till September 30th) and the £1 monthly fee of the account, you’ll earn a net £22 (after paying the monthly fee) if you spend £500 via Apple, Android or Samsung Pay by the end of September (an average £7.20/day). Thus this package is most suitable for customers who have hefty spending plans or got household bills to pay because the more you spend, the more the cashback.

How does Santander 123 Lite work?

The cashback sum you earn is worked out automatically by Santander and like I said earlier, it will be paid into your account in one lump sum. As well as mobile cashback, you also get cashback on qualifying bills paid by direct debit:

  • Water and council tax bills and Santander monthly mortgage payments (though mortgage cashback is capped at £10/month), you will get 1%.
  • You get 2% on gas and electricity bills and Santander home insurance
  • And 3% on mobile and home phone bills, broadband and paid-for TV packages


About ReadWrite’s Editorial Process

The ReadWrite Editorial policy involves closely monitoring the tech industry for major developments, new product launches, AI breakthroughs, video game releases and other newsworthy events. Editors assign relevant stories to staff writers or freelance contributors with expertise in each particular topic area. Before publication, articles go through a rigorous round of editing for accuracy, clarity, and to ensure adherence to ReadWrite's style guidelines.

Get the biggest tech headlines of the day delivered to your inbox

    By signing up, you agree to our Terms and Privacy Policy. Unsubscribe anytime.

    Tech News

    Explore the latest in tech with our Tech News. We cut through the noise for concise, relevant updates, keeping you informed about the rapidly evolving tech landscape with curated content that separates signal from noise.

    In-Depth Tech Stories

    Explore tech impact in In-Depth Stories. Narrative data journalism offers comprehensive analyses, revealing stories behind data. Understand industry trends for a deeper perspective on tech's intricate relationships with society.

    Expert Reviews

    Empower decisions with Expert Reviews, merging industry expertise and insightful analysis. Delve into tech intricacies, get the best deals, and stay ahead with our trustworthy guide to navigating the ever-changing tech market.