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With RTPs of up to 98.9%, live baccarat casinos allow you to enjoy a realistic, fun, and rewarding gaming experience. With bets ranging from $1 to $10,000 on Lightning, Speed, and Banque, there’s a real money variant to suit every budget. Our guide covers odds, payouts, bonuses, and more to help you get started on the best online sites in the US.
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- Show Full Guide
Our Top 10 Live Dealer Baccarat Sites Compared
If you are still not sure about which of our baccarat online live casino sites to visit first, be sure to check out the table below.
Here, we’ve put together all you need to know about our recommended sites, including the number of live baccarat games, table limits, variants, and providers.
| Casino | Live Dealer Studios | No. of Live Baccarat Games | Table Limits |
|---|---|---|---|
| Wild Casino | Fresh Deck Studios, Visionary iGaming | 9 | $1-$10,000 |
| BetWhale | Visionary iGaming | 8 | $1-$10,000 |
| Bovada | Visionary iGaming | 2 | $1-$10,000 |
| Lucky Creek | Visionary iGaming | 1 | $1-$10,000 |
| Black Lotus | Visionary iGaming | 1 | $1-$10,000 |
| Vegas Aces | Fresh Deck Studios, Spadegaming | 3 | $1-$10,000 |
| BetNow | Visionary iGaming | 1 | $1-$10,000 |
| Decode Casino | Pragmatic Play | 1 | $1-$10,000 |
| MyBookie | Visionary iGaming | 2 | $1-$10,000 |
| CoinCasino | Pragmatic Play, Live88, Iconic21 | 33 | $1-$10,000 |
Our Top 5 Baccarat Live Casino Sites Reviewed
Below, we’ve provided reviews of our top 5 brands. Here, you will learn everything you need to know about each, including the main pros and cons you should take note of.
1. Wild Casino – Live Baccarat Online Limits from $1 to $10,000
- Website: https://www.wildcasino.ag
- No. of Live Baccarat Games: 9
- Best Live Baccarat Game Online: Bet on Baccarat
Our Verdict: 9.5/10
Live baccarat online at Wild Casino comes from Fresh Deck Studios and Visionary iGaming. There are 9 variants in total which are based on Punto Banco. With selected games, there are also bet behind options.
This means that you can take part even when the table is full. The casino’s welcome bonus is worth up to $5,000. Spread over 5 deposits, you must enter the relevant promo code to qualify.
Ongoing promotions at Wild Casino are impressive, and you get rewards such as weekly rebates, crypto bonuses, and monthly cash prizes. Fast payments are processed through cryptocurrencies and credit cards, and instant withdrawals are possible using Bitcoin, Ethereum, and Litecoin.
Pros
- Cash tournaments with prizes up to $15,000
- Table limits to suit beginners and high rollers
- Instant withdrawals if you use Bitcoin & other crypto
- Live baccarat casino with 10% weekly rebate promo
Cons
- Doesn’t offer a downloadable mobile casino app
2. BetWhale – Baccarat Live Games from Visionary iGaming
- Website: https://www.betwhale.ag
- No. of Live Baccarat Games: 8
- Best Live Baccarat Game Online: Baccarat for High Rollers
Our Verdict: 9.4/10
Eight live casino Baccarat games are available at BetWhale. Streamed from the Visionary iGaming studio, bet limits at BetWhale range from $1 to $10,000, which caters perfectly to beginners and high rollers.
There are no modern variants of live baccarat to play. However, all of the classic baccarat games can be enjoyed on desktop and mobile. There’s a generous 250% welcome bonus that can be used on a range of games. However, we do feel that the site could do with a few more offers for its existing players.
When the time comes to make transactions, you’ll find that this casino accepts a range of popular methods. These include crypto, PayPal, and credit cards. Although withdrawing with certain methods will mean waiting a bit longer to receive your winnings, some options allow for instant payouts.
Pros
- Mobile-friendly live casino
- Bet limits to suit all players
- 8 online casino baccarat live games
- Accepts cryptocurrencies, cards, and PayPal
Cons
- Not all payout methods allow for instant withdrawals
3. Bovada – Best Baccarat Live Casino for Bonuses
- Website: https://www.bovada.lv
- No. of Live Baccarat Games: 2
- Best Live Baccarat Game Online: Classic Baccarat
Our Verdict: 9.3/10
Bovada has been known for being one of the best baccarat casinos since its launch in 2011. The casino offers online baccarat live dealer games from Visionary iGaming, and you can also select your table limit, which many casinos do not offer. $5-$100, $25-$1,000, and $100-$2,500 are the bet ranges, ensuring that every budget is catered for.
It’s easy to see why the range of bonuses and promotions at Bovada attracts so many players. From the moment you register, you’ll benefit from reload bonuses, cashback offers, VIP rewards, and exclusive bonuses that can only be claimed by crypto live dealer baccarat players.
Pros
- Bet behind options
- Personalized bet limits
- Live baccarat from Visionary iGaming
- Generous bonuses for new and existing members
Cons
- Not a lot of live dealer baccarat games compared to other casinos on our list
4. Lucky Creek – Multiple Live Baccarat Bonus Deals
- Website: https://www.luckycreek.com
- No. of Live Baccarat Games: 1
- Best Live Baccarat Game Online: Classic Baccarat
Our Verdict: 9.2/10
Our fourth casino with live baccarat from Visionary iGaming caters to beginners and high rollers. The bet limits range from $1 to $10,000 and the game uses the classic Punto Banco rules. There is a generous welcome bonus worth up to $7,500 + 30 free spins.
However, the bonus cannot be used on live dealer games, including baccarat. You can earn 5% weekly cashback on your net losses from live games. Reload bonuses and crypto-specific deals will also help to keep you satisfied.
Payments can be made through credit/debit cards, prepaid cards, and Bitcoin. Deposits are instant, and payouts can take up to 5 business days. Live baccarat online in the USA is available on mobile at Lucky Creek and can be accessed through your mobile browser.
Pros
- Efficient live chat support
- Multiple ongoing promotions
- Instant payouts are possible with Bitcoin
- 5% weekly cashback on live dealer losses
Cons
- Just one live baccarat game
5. Black Lotus – 5% Weekly Cashback on Live Baccarat Losses
- Website: https://www.blacklotuscasino.com
- No. of Live Baccarat Games: 1
- Best Live Baccarat Game Online: Classic Baccarat
Our Verdict: 9.2/10
Black Lotus is home to one live baccarat game. It comes from Visionary iGaming and caters to beginners and high rollers through bets from $1 to $10,000.
The welcome bonus is worth up to $7,000 + 30 free spins. However, bonus funds cannot be used on live baccarat games. The casino goes some way to making up for this by offering 5% weekly cashback on net losses from bets on live dealer games.
Bitcoin, Mastercard, and Visa are among the payment methods accepted by Black Lotus. Deposits start at $10, while you can withdraw up to $50,000. We suggest checking out the “Casino Tips” page for more information on baccarat odds and how to play.
Pros
- 5% weekly cashback
- Fast crypto payments
- Live baccarat from a top provider
- Multiple ongoing promotions
Cons
- No native mobile app on iOS or Android
Live Baccarat Rules
Games offered by the best live baccarat casinos feature simplistic rules. Although it is easy for beginners to master the basics, it remains important that you fully understand how to play. Learn the rules below before placing any bets.
- You must predict which hand has the highest value to win at baccarat. Banker’s hand, player’s hand, and a tie are the three possible bets.
- Cards 2-9 have face value. 10, J, Q, and K are worth 0. Aces have a value of 1.
- Cards are dealt after bets have been placed. The hand with a total closest to 9 is the winner.
- If over 9, cards are added together, before the first number is taken away. For example, 9+5=14. Your hand is worth 4.
How to Play Baccarat With Live Dealers
Live baccarat is easy to play and realistic. The step-by-step guide below outlines the process and gives you an idea of what to expect.
- Choose a table – Browse available live baccarat games. Read the rules and view the bet limits. Launch the title that best aligns with your strategy and budget.
- Place your bet – Based on your budget, set your stake by dragging the relevant chips onto the bet of your choice.
- Await the result – Watch as cards are dealt and revealed. You may be able to communicate with dealers via live chat during this time.
- Claim your earnings – If you win, earnings will be added to your casino account immediately.
Understanding the Live Baccarat Table
Despite the basic rules, a live baccarat table can be confusing to beginners. This is why we’ve decided to outline some of the key features below to help you out.
- Tip – You have the option to tip the dealer.
- Table limit – The minimum and maximum amount that can be wagered.
- Live chat – Communicate with the dealer and/or other players.
- History – View previous hands.
- Chips – What you use to set your stake.
- Balance – The amount of money you have remaining.
- Settings – Adjust the sound or video settings.
Why Play Baccarat Live Online?
Many prefer live online baccarat as it’s a convenient way to enjoy a realistic land-based gambling experience without having to leave the comfort of your own home. RNG games are ideal for beginners, however, they aren’t as immersive.
Below, we compare the three to give you an idea about why so many have chosen live baccarat online rather than RNG variants and games at land-based casinos.
| Topic | Land-Based Baccarat | RNG Baccarat | Live Baccarat Online |
|---|---|---|---|
| Privacy | ❌ | ✅ | ✅ |
| Convenience | ❌ | ✅ | ✅ |
| High Table Limits | ✅ | ✅ | ✅ |
| Low Table Limits | ✅ | ✅ | ✅ |
| Bonuses | ❌ | ✅ | ✅ |
| Interaction | ✅ | ❌ | ✅ |
| Realism | ✅ | ❌ | ✅ |
| Payment Method Variety | ❌ | ✅ | ✅ |
Live Baccarat Odds, Payouts & House Edge
There are just three possible bets when you play live baccarat. Player, banker, and tie bets come with varying odds and payouts. The house edge also differs between all three.
It is important to understand how this works before you start playing online baccarat live dealer casino games, which is why we decided to put together the tale below.
| Bets | Odds | House Edge | Payout Ratio |
|---|---|---|---|
| Player | 44.62% | 1.24% | 1:1 |
| Banker | 45.85% | 1.06% | 1:1 – 5% of the initial bet value |
| Tie | 9.53% | 14.36% | 8:1 |
How to Play Baccarat Online Live
Wondering how to play baccarat at an online casino? If so, we’ve got you covered. Using Wild Casino as an example, this step-by-step guide outlines the process.
Visit Wild Casino
Start by visiting our number one recommended live baccarat casino online and select the option to “Join Now”. Fill in the required information and click on the ”Create Account” button.
Make a Deposit & Claim Your Bonus
Make your way to the cashier page. Select “Deposit” and choose one of the accepted payment methods. Enter the necessary details and your deposit amount before finalizing the transaction.
Choose a Baccarat Table
Once you’re on the homepage, click the “Live Casino” option. Browse games under the “Baccarat” category and be sure to consider the format of each game as well as the bet limits.Place Your Bets
Launch your preferred game and set your stake. Bet on the banker, player, or a tie.
Different Types of Live Casino Online Baccarat Games
The popularity of live baccarat casinos is one of the main reasons providers have gone out of their way to create different variants of the game. To show you which ones are the most played at online casinos in the US, we’ve provided a few examples below.
Speed Baccarat Live
- Developer: Evolution
- RTP: 98.94%
- Minimum Bet: 0.10
- Maximum Bet: 5,000
With Speed Baccarat from Evolution, each hand lasts just 27 seconds. This is compared to 48 seconds for traditional baccarat. This game also comes with higher betting limits. Cards are dealt face-up.
VIP Baccarat Live
- Developer: Playtech
- RTP: 98.76%
- Minimum Bet: 0.10
- Maximum Bet: 5,000
VIP Baccarat Live from Playtech offers side bets and a 220x maximum win. The card reveal feature stands out and makes you feel special. Payouts are the same as with other classic variants, 1:1, 1:1, and 8:1 for banker, player, and tie bets.
Live Lightning Baccarat
- Developer: Evolution
- RTP: 98.76%
- Minimum Bet: 1.00
- Maximum Bet: 500
Another favorite from leading provider Evolution is Live Lightning Baccarat. This variant of Evolution live baccarat includes multipliers worth up to 8x your bet. Lightning strikes at random points during rounds. However, you should note that a 20% fee is added to your bet to fund games.
Live Progressive Baccarat
- Developer: Playtech
- RTP: 98.94%
- Minimum Bet: 5
- Maximum Bet: 250
With this variant of live baccarat, the jackpot grows with each bet placed. 1% of bets are added to the prize pool, which can be triggered when you place winning tie bets. One of four jackpots can be won when playing this game at live casinos in the US.
Mega Baccarat Live
- Developer: Pragmatic Play
- RTP: 98.94%
- Minimum Bet: 0.20
- Maximum Bet: 3,000
Multipliers with Mega Baccarat from Pragmatic Play range from 2x to 100x. This allows for a maximum payout of 1,000x your bet. Played using 8 decks, there are five possible bets, including banker pair and player pair. Multipliers are triggered when the total of two rolled dice is 8 or 9.
The Best Baccarat Live Games Compared
The following table breaks down the leading variants available at our recommended live baccarat casinos, including unique features and the house edge.
| Baccarat Variant | Unique Feature | Side Bets | House Edge |
|---|---|---|---|
| Speed Baccarat | 27-second rounds | ✅ | 1.06% |
| VIP Baccarat | Hidden card reveals | ✅ | 1.24% |
| Lightning Baccarat | Up to 8x multiplier | ✅ | 1.24% |
| Progressive Baccarat | Increasing prize fund | ✅ | 1.24% |
| Mega Baccarat | 1,000x payouts | ✅ | 1.06% |
Playing Live Baccarat on Mobile Devices
iGaming providers use HTML5 technology to give you access to live baccarat on mobile casinos. This means you can log in and start placing bets no matter where you are.
Although the majority of online casinos can be accessed via your mobile browser, some offer a downloadable app. For example, Coinpoker offers live baccarat to those who download the software for iOS, Android, and Windows.
Top 5 Tips for Playing Live Online Bacarat
As with any game on a casino site, live baccarat online is a game of chance. Because of this, there is no way to guarantee that you will win every bet you place. However, you can boost your chances while playing live baccarat online by considering the following tips.
- Tip #1: Target Banker Bets – The best house edge goes to the banker bet. It is just 1.06%, meaning that the RTP is 98.94%.
- Tip #2: Avoid Tie Bets – While the 8:1 payout is attractive, the small chance of tie bets winning means that they should be avoided.
- Tip #3: Limit Your Session Time – The house always has the edge in baccarat. So, play for shorter periods to ensure that you remain responsible.
- Tip #4: Have a Strategy – Whether it be Martingale, Paroli, or D’alembert, ensure that you have a baccarat strategy in place.
- Tip #5: Play Games With Fewer Decks – The house edge can change based on the number of decks used. 8-deck variants are the most popular at live baccarat casinos.
More About Playing Online Baccarat With a Live Dealer
Games at live baccarat casinos online take place in purpose-built studios and land-based casinos. Operated by different providers, studios are dotted around the world. Many are found in Europe, including in Latvia, Romania, Estonia, and Malta.
Multiple HD cameras are used to enhance the user experience. You can even communicate with dealers through live chat features with selected games. Games are also streamed in multiple languages, catering to the majority of players.
80+
Online Casinos Reviewed6
Key Criteria500+
Research Hours10+
In-House WritersOur Final Thoughts
Top live baccarat casinos feature games that are streamed from modern studios. With human dealers, attractive house edges, and mobile access, games cater to beginners and high rollers.
Wild Casino is our No. 1 pick for live baccarat online in the USA. Here, you’ll find 9 live titles to enjoy, a welcome package worth up to $9,000, and fast payouts.
$5,000 Welcome Bonus + 125 Free Spins
- Weekly Cash Races up to $10,000 & variable-bet video poker
- $9,000 extra in crypto bonuses and weekly 10% loss rebates
- Up to 10BTC in a tiered welcome bonus, starting at $20
Live casino online baccarat is just one game type available on our recommended sites. The guides below will teach you about alternatives and how to use Bitcoin to fund your activity.
FAQ
What is live dealer baccarat?
Where to play live baccarat online?
Can I try live baccarat online for free first?
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Responsible Gambling
Live baccarat sites can be entertaining and rewarding. They can also make it more difficult for you to gamble responsibly. The best casinos have tools in place to protect you.
These include self-exclusion and deposit limits. If you require additional support, the organizations below work with players in the US.
