Credit card casinos offer fast deposits, high limits, and exclusive bonuses, making them a go-to for online gamblers. While online gambling laws vary across states, credit cards are widely accepted at most offshore casinos serving U.S. players.
In this guide, you’ll find casinos that support Visa, Mastercard, AMEX, and Discover, with deposit limits reaching $25,000 and perks like 10% weekly rebates, no-fee withdrawals, and exclusive high-roller promotions. We also cover key fees, security measures, and the best strategies for using credit cards safely at online casinos.
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WILD100
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Top 10 Online Casinos Accepting Credit Cards
We’ve done the groundwork and put together a list of top casinos that accept credit cards to ensure that you have access to only the best rewards, the lowest fees, the fastest payouts, and more.
- Wild Casino – Top online credit card casino with a 10% weekly rebate of up to $250
- BetWhale – Best online casino for credit card withdrawals with no payout fees
- Bovada – Reputable casino doubles the first 3 credit card payments up to $3,000
- Black Lotus – Trustworthy casino operator with a $7,000 welcome offer for new players
- Raging Bull – Online casino with under-a-minute credit card payment processing
- CoinCasino – Credit card players get a 200% up to $30,000 welcome offer
- Lucky Creek – Get $1,000 in weekly draws every Wednesday and Saturday
- Lucky Red – Slots & other games daily match promos for credit card payments
- BetUS – Crypto casino with $2.499 credit card deposit limit that can be increased
- BetOnline – Ideal casino for high rollers with a $25,000 cashout limit on bank transfer
Top 5 Credit Card Casino Sites Reviewed
Here’s our list of the top 5 credit card casinos of 2025 based on payment methods, payout speeds, and safety and security.
1. Wild Casino – Top Online Credit Card Casino With a 10% Weekly Rebate of up to $250
- Credit Card Deposit Limits: $25 – $2,500
- Processing Speed: Instant
- Credit Card Providers Supported: Mastercard, Visa, American Express, Discover
- Withdrawal Compatibility: Credit card withdrawals not supported
Wild Casino accepts over two dozen payment methods, including Visa, Mastercard, American Express, and Discover for deposits. However, credit card withdrawals are not supported. Instead, players can use over a dozen cryptocurrencies or traditional methods like bank transfers or money orders.
The minimum credit card deposit is $25, with a high maximum limit of $2,500. The site charges credit/debit card fees ranging from a $5.75 flat fee to 11.5% of your deposit amount. Deposits process instantly or within a few hours, while payouts typically take up to 48 hours, depending on the method chosen.
With a Panama Gaming License and over five years online, Wild Casino ensures a secure gambling environment with SSL encryption. The casino offers a 250% up to $1,000 welcome bonus (300% up to $3,000 for cryptocurrency), 10% weekly rebates, and other rewards like free spins and cash tournaments.
Credit card players can participate in top-grade promotions and claim up to $1,000,000 in monthly prizes. Overall, the only major drawback is the high credit card deposit fee.
Why we rank Wild Casino #1:
Wild Casino earns the #1 spot for being an online casino with a strong focus on credit card players. It supports major credit card providers like Mastercard, Visa, and AMEX and greets players with a three-stage $3,000 welcome bonus. However, Wild Casino doesn’t support credit card withdrawals, and card payments incur a steep 11.5% fee.
Pros
- Wild Casino supports 4 types of credit cards (Visa, Mastercard, etc.)
- Credit card players get a personalized $1,000 welcome offer
- High maximum credit card deposit limit ($2,500)
- 10% weekly rebates up to $250 for credit players
Cons
- Relatively high credit card fees (from $5.75 to 11.50%)
- 40x-45x wagering requirements on the welcome bonus
2. BetWhale – Best Online Casino for Credit Card Withdrawals With No Payout Fees
- Credit Card Deposit Limits: $30 – $1,000
- Processing Speed: Instant
- Credit Card Providers Supported: Visa, Mastercard, American Express, Discover
- Withdrawal Compatibility: Credit card withdrawals are supported
As one of the top credit card casinos, BetWhale offers numerous perks to credit card players. The brand supports major cards like Mastercard, Visa, AMEX, and Discover.
All credit card deposits are processed instantly and readily available in your account, with limits ranging from $30 – $1,000. Players won’t have to worry about transfer fees as far as the operator is concerned. That said third-party processing companies might incur fees.
BetWhale is also one of the rare top credit card online casinos that accepts credit card withdrawal requests. Though these transactions take 1-3 business days, payout transfer limitations are quite generous between $150 – $2,500. In addition, credit card players can claim a 250% deposit match bonus upon making their first $20 deposit.
Why we rank BetWhale #2:
BetWhale takes a high place on our list due to supporting credit card withdrawals – a perk we rarely see in an online casino. The operator doesn’t charge any deposit or withdrawal fees on credit card transactions. In addition, credit card players can count on a relatively high credit card withdrawal limit ($2,500) and a nice 250% welcome bonus on a signup.
Pros
- The operator supports major credit cards like AMEX, Master, and Visa
- BetWhale doesn’t charge any fees on credit card deposits and withdrawals
- Credit card deposits unlock a one-time 250% deposit match offer
- Generous cashout limit of up to $2,500 per transfer via credit card
Cons
- Credit card withdrawals can take up to 3 business days
- Welcome promo rollover requirement is 30x bonus+ deposit amount
3. Bovada – Reputable Casino Doubles the First 3 Credit Card Payments Up to $3,000
- Credit Card Deposit Limits: $20 – $1,500
- Processing Speed: Instant
- Credit Card Providers Supported: Visa, Mastercard, American Express
- Withdrawal Compatibility: Credit card withdrawals not supported
Bovada offers a welcome bonus specifically designed for credit card players. The welcome offer rewards you with a 100% deposit match bonus up to 3 times, assuming you add at least 20$ and use a corresponding promo code. Upon meeting the wagering requirements, you can claim up to $3,000 – 25x on the first deposit (CAWELCOME100 deposit bonus code) and 50x on the following two deposits (BV2NDCWB bonus code).
However, you can only make one credit card deposit free of charge. All subsequent credit card transactions are subject to a steep processing fee of 15.9% or higher, depending on the card used. In addition, Bovada doesn’t accept credit card withdrawal requests.
If you wish to request a payout, you’ll need to opt for a voucher (fee-free), bank wire ($100 processing fee), courier’s check ($100 processing fee), or cryptocurrency (fee-free). Withdrawals may take up to 48 hours with maximum limits ranging from $2,000 to $9,500.
Why we rank Bovada #3:
Bovada ranks #3 on our list due to the amazing 100% up to $3,000 welcome offer for making a $20 deposit with Visa or Mastercard. Credit card players can also count on multiple rewards, including massive jackpots, free spins, and a $500 poker bonus. Though the operator strongly focuses on credit card players, it charges a rather steep 15.9% fee on all subsequent payments after the first fee-free deposit.
Pros
- Credit card players get an exclusive $3,000 welcome offer
- Players who use credit cards can earn up to $275 via referrals
- First credit card deposit is free of charge
- Deposit up to $1,500 with your preferred credit card
- Player-friendly wagering requirements compared to other brands listed (25x)
Cons
- Only the first deposit is free of charge (others include a 15.9% fee)
- Bovada doesn’t accept credit card withdrawal requests
4. Black Lotus – Trustworthy Casino Operator With a $7,000 Welcome Offer for New Players
- Credit Card Deposit Limits: $20
- Processing Speed: Instant
- Credit Card Providers Supported: American Express, Visa, Mastercard
- Withdrawal Compatibility: Credit card withdrawals not supported
Black Lotus greets new credit card players with a $7,000 signup bonus plus 30 free spins on Big Game upon making a first $20 deposit (200BLACK promo code). It’s one of the rare credit card casinos that rewards its community through big giveaways – players can win an expensive car every few months.
The operator utilizes industry-standard 128-bit SSL encryption, email verification, and ID confirmation to protect all credit card transactions and user data. As far as payouts go, players are only able to use the bank account that is tied to a credit card they used for deposit. Also, payouts are processed on Tuesdays and Fridays, so players might have to wait for a few days for the cash to be sent.
Why we rank Black Lotus #4:
Black Lotus ranks #4 due to its exciting $7,000 welcome bonus for credit card players and amazing $5,000 cash prizes. Other complementary promotions include an opportunity to win a Tesla Model Y. However, they lack transparency regarding deposit/withdrawal limits and fees. Even with strict security measures in place, the casino doesn’t support credit card withdrawals – a perk many players would find lacking.
Pros
- Fantastic welcome offer of $7,000 for credit card players
- Credit card players can earn over 2,500 coins via the Golden Serpent Ladder
- Big credit card deposits have a chance to trigger 8% daily cashback
- Unique giveaways with big rewards like cars worth $40,000 or more
- 8% cashback on all card deposits every 24 hours
- Credit card deposits grant you access to 8% daily cashback via Leaderboards
Cons
- The operator doesn’t support credit card withdrawal requests
- Withdrawals are only available on Tuesdays and Fridays
5. Raging Bull – Online Casino With Under-a-Minute Credit Card Payment Processing
- Credit Card Deposit Limits: $30 – $1,000
- Processing Speed: Instant
- Credit Card Providers Supported: Visa, Mastercard, American Express, Discover
- Withdrawal Compatibility: Credit card withdrawals not supported
Raging Bull caters to credit card players by offering instant deposit processing. While other payment methods like cryptocurrency take between 2-5 minutes, deposits made by Visa, AMEX, Discover, or Mastercard are processed instantly. However, these deposit methods also involve a 3-10% processing fee.
Credit card players can get their hands on various promotions, such as the exclusive welcome package. It includes a $2,500 bonus plus 50 free spins on the Mighty Drums game (MIGHTY250 promo code is required). Responsive customer service offers 24/7 assistance via phone and live chat in case you have any questions about the registration process, credit card deposits, withdrawals, etc.
Unfortunately, Raging Bull doesn’t support credit card withdrawals. If you wish to claim a payout, you’ll have to opt for a check, bank transfer, Coindraw, or BTC. Keep in mind that withdrawals may take 7-10 days and include a fee ranging from 5% for Coindraw to up to $40, depending on the method.
Why we rank Raging Bull #5:
Raging Bull deserves the #5 place due to supporting all major card providers like Visa and Mastercard, instant credit card deposit processing, and ultra-secure transactions. However, you can’t withdraw your winnings with a credit card, and each deposit you make with a card incurs a 3-10% fee. In addition, withdrawals may take up to 10 days.
Pros
- Raging Bulls supports deposits made by Visa, Mastercard, AMEX, and Discover
- Credit card deposits allow you to grab up to $700 in Free Chips every month
- Credit card privileges include weekly (45% cashback) and monthly insurance (30% cashback)
- Credit card deposits unlock VIP perks like daily free spins
Cons
- The operator doesn’t support credit card withdrawal requests
- Credit card deposits include a 3-10% processing fee
Best Casinos for Credit Cards Compared
Rank | Credit Card Casino | Credit Cards Accepted | Perks for Credit Card Users | Credit Card Verification Process | Fees |
---|---|---|---|---|---|
#1 | Wild Casino | Visa, Mastercard, American Express, Discover | Yes (Instant processing, extra security, exclusive welcome bonus, high deposit limit) | Standard/Manual | Up to 11.50% |
#2 | BetWhale | Visa, Mastercard, AMEX, Discover | Yes (Credit card withdrawals, no deposit/withdrawal fees, instant transactions, high withdrawal limit) | Standard/Manual | No fees |
#3 | Bovada | Visa, Mastercard, American Express | Yes (Exclusive $3,000 welcome bonus) | Standard | 15.9% or higher on deposits, withdrawal fees depend on the method |
#4 | Black Lotus | Visa, Mastercard, American Express | Yes(Industry-standard SSL protection, first card deposit free of charge) | Standard/Manual | |
#5 | Raging Bull | American Express, Visa, Mastercard, Discover | Yes(Instant deposits, weekly and monthly cashback rewards) | Standard/Manual | 3-10% on deposits, up to $40 – 5% on withdrawals |
Advantages of Using Credit Card Casinos
By choosing a credit card as your online casino payment method, you can take advantage of the following benefits:
- Widely accepted at most online casinos: Credit cards like Visa, Mastercard, and American Express are a legitimate payment method across online casinos worldwide. They’ve been around for decades and players are well familiar with their perks.
- Fast and reliable deposit processing: Online casino platforms process credit card deposits instantly. They rarely reject credit card deposit requests due to automatic credit card authorization, eliminating the need for tedious processing procedures.
- Familiar and user-friendly for most players: Compared to e-wallets and cryptocurrencies, credit cards cater to a wider range of players due to ease of use and familiarity, making them their preferred casino payment method.
- Allows deposits even without immediate cash: Since they operate on a credit limit, you don’t need immediate cash to play your favorite casino games. You can use the credit to make your deposits and repay later. However, we advise you to use your credit limit responsibly to avoid amassing debt you can’t repay.
- Enhanced security features: Leading credit card providers have advanced safety features. These include unauthorized liability protection, 3D Secure authentication, fraud prevention and reimbursement for fraudulent charges, EMV chip technology, two-factor authentication, and card verification value (CVV).
- Often eligible for welcome bonuses and promotions: Most credit card casinos offer promotions that specifically cater to card users, ranging from welcome bonuses and rakeback rewards to instant deposit/withdrawal processing. However, watch out for the incurring fees from both the casino operator and your credit card provider.
Drawbacks of Using Credit Card Casinos
On the downside, paying at online casinos with a credit card has the following potential disadvantages:
- Transaction Fees: While credit card fees vary substantially, you will typically find them more expensive than paying with cryptocurrencies.
- Interest Charges: If you spend more than you can pay off within the grace period, you may face interest charges from your credit card provider. Also, some credit card companies classify gambling purchases as cash advances, which can have even higher interest rates.
- Lack of Anonymity: Unlike paying with cryptocurrencies, credit card deposits do not permit you to remain anonymous while gambling online.
Credit Card vs Other Payment Methods Online Casinos Accept
Credit cards, including debit cards, are among the most well-known payment methods in the online casino industry, accepted worldwide. Here’s a comparison table to help you understand the benefits and cons of credit card payments across online casinos.
Category | Credit Card Casinos | Debit Card Casinos | Prepaid Card |
---|---|---|---|
Pros | Instant and secure deposits Flexible repayment options Zero liability protection Anti-fraud mechanism |
Widely accepted across online casinos
Minimal extra charges Highly secure |
Spending protection (you only spend the money you already have on the card)
No card interest charges No debt repayment You can opt for an overdraft Minimal personal data exposure |
Cons | Deposit/withdrawal fees
Credit card payments might be denied depending on the bank’s policy |
No liability protection
Potential account freezing in case of fraud limits access to funds |
Reload and initial purchasing fees
Limited availability across online casinos Withdrawal limitations (most online casinos don’t allow prepaid card withdrawals) |
Key Differences | Fund your casino activities using a repayable credit line | Link your casino payments to your bank account | Not linked to a bank account; requires cash pre-loading |
Transaction Speed | Instant (up to a few minutes) | Instant (up to a few minutes) | Instant (up to a few minutes) |
Privacy | Multiple privacy features (PIN, CVV, EMV technology, 3D Secure authentication) | Payment tracking Anti-fraud Transaction data encryption |
Limited personal data exposure |
Fees | Deposit/withdrawal fees Interest charges Returned payment feeOver-the-limit feeCash advance feeBalance transfer feeLate payment feeAnnual fee |
Deposit/withdrawal fees
Overdraft fee Insufficient funds fee Foreign transaction fee |
Deposit/withdrawal fees
Initial purchase fee Reload charges Monthly maintenance |
Best Option For | Players looking for extra financial security and instant deposits/withdrawals | Casino fans who prefer maintaining control over spending | Seamless in-game purchases and global accessibility |
Can You Use Credit Cards at Online Casinos?
Yes, you can deposit and play at a number of online casinos that accept credit card card payments. Before using credit cards at online casinos, check whether your credit card provider supports gambling transactions, whether it is legal where you live, and whether the site you’ve chosen allows both credit card withdrawals and deposits. Some casinos allow deposits via credit card but only allow you to withdraw your winnings in cryptocurrency or via bank transfer.
How to Use Credit Cards at Online Casinos
Although the exact process depends on the particular site and credit card, you can deposit funds at an online casino in a few simple steps:
Step 1: Visit the Cashier Page
After signing up at the online casino of your choice, navigate to the Cashier or Banking section of the app or website.Step 2: Enter Your Credit Card Details
Choose a credit card as your method of deposit. Then, enter the required details: your card number, cardholder name, address, card expiration date, and security code.Step 3: Confirm the Payment
Enter the amount of money you would like to deposit, making sure to pay attention to the credit card casino’s minimum and maximum deposit requirements.Step 4: Start Playing
Since credit card payments are typically instant, you can start playing for real money right away.
When it’s time to collect your winnings, visit the Cashier or Banking page again, choose your preferred method of payment, and enter the amount you would like to withdraw. Again, pay attention to minimum and maximum withdrawal limits. Remember, even if you use a credit card to deposit funds, you may have to choose another method to withdraw funds.
Credit Card Withdrawals at Online Casinos
Making a withdrawal with a credit card in an online casino is straightforward and can be completed in under a few minutes. Here’s a step-by-step guide to help you navigate the process.
- Step 1: Navigate to the Cashier Section: Sign in to your casino account, locate the Cashier section in your profile(top right corner), and then proceed to the Withdraw section to check the total amount of withdrawable funds. This section is where you can initiate a request to claim your winnings.
- Step 2: Select the Payment Method: Select the preferred credit card as your withdrawal method and currency and enter the amount you wish to withdraw.
- Step 3: Enter Your Card Details: Confirm the withdrawal request by entering the card details, including the expiry date, CVV, card number, and your 3D Secure password (where requested). Most online casinos will require you to complete the KYC verification process to approve your request, including presenting ID documents like a valid ID card, proof of address, and bank statement.
- Step 4: Receive Your Funds: Once the casino verifies your identity and account, you will receive your earnings directly on your credit card.
Types of Credit Cards Accepted
If you’re looking for the best casinos that accept credit cards, you have several options to choose from. Check out the following key information about popular credit cards online casinos most frequently support.
Visa
- Online Gambling Friendly: Yes
- Acceptance Rate: Globally accepted across online casinos
- Key Benefit: Instant deposit/withdrawal processing
If an online casino accepts any credit card at all, that card will most likely be Visa. It is the world’s leading provider of bank cards, used in over 200 countries and regions. As the preferred credit card for online gambling, Visa allows you to make deposits and start playing right away at almost every casino online.
Although one of the most accepted credit cards for making deposits at top online casinos, that doesn’t mean you can necessarily use it to cash out. Credit card casinos are significantly less likely to accept Visa as a withdrawal method than a deposit method. We recommend comparing top Visa casino sites to make an informed decision and select the best one for your needs.
Mastercard
- Online Gambling Friendly: Yes
- Acceptance Rate: Globally accepted across online casinos
- Key Benefit: Earn cashback on online casino deposits
Similar to Visa in popularity and acceptance, Mastercard is the second-strongest online casino credit card. In addition to typically enabling instant deposits, playing on best US Mastercard casinos gives you the following benefits:
- ID Theft Protection
- Zero Liability Protection
- Access to Mastercard Global Service
American Express
- Online Gambling Friendly: Yes
- Acceptance Rate: Nearly globally accepted across online casinos
- Key Benefit: Ultra-secure casino transactions
While perhaps less common than Visa and Mastercard, American Express is also a popular way to pay at online credit card casinos. Known for its reward program, AmEx has about 122 million cards in circulation. Two out of our top five sites rank as the best US AmEx casinos which makes them a great pick if you prefer to use this brand for payments.
Discover Card
- Online Gambling Friendly: Yes
- Acceptance Rate: Limited acceptance across online casinos
- Key Benefit: Instant casino account funding
Not as many online casinos support Discover Card, but several of the credit card casinos on our list do. If a site does accept Discover, it works pretty much like other credit cards, including the same deposit minimums, maximums, and transaction speeds.
The limited number of casinos permitting Discover deposits makes it a less popular credit card for online gambling. However, Discover has several advantages going for it, including the fact that the company doesn’t charge annual fees and provides accounts to customers with credit ratings ranging from bad to excellent.
30+
Payment Methods Reviewed5
Key Criteria250+
Research Hours10+
In-House WritersCredit Card Terms and Conditions
Carefully read your credit card’s terms and conditions before using your card at online casinos. Some issuing banks may prohibit activities like internet gambling. Others may not forbid it completely but may decline the transaction, categorize it as a cash advance, or exempt it from reward points.
Each casino site also has its own terms and conditions, which outline policies regarding withdrawal minimums and maximums, payment methods, and ID requirements. In addition, casinos may set separate bonus terms and conditions.
Safe Gambling Tips for Credit Card Users
Gambling should be just another form of gaming entertainment, something that makes you feel satisfied, joyful, and excited. Taking online gambling activities seriously empowers you to stay safe. Here are some actionable tips to help you gamble responsibly:
Best Credit Card Casinos for Mobile Users
If you prefer casino action on the go, the Wild Casino mobile app allows you to tap into 250+ of the most rewarding casino games, and instant credit card deposits are just a tap away. BetWhale mobile is ideal for one-tap credit card withdrawals.
For Android credit card players looking for a vast selection of free and real-money casino games, including instant deposit processing, the Black Lotus mobile app makes the most sense.
Casino Verification Requirements
All listed online casinos have a standard procedure for account verification. Players need to upload a photo of their ID, passport, or Driver’s license, along with a proof of address (copy of a recent utility bill), a selfie, and a bank statement. For credit card deposits, you might also have to upload a photo of your credit card with CVV code hidden/covered.
You may need to provide documentation like a passport or driver’s license, plus a recent utility bill that shows your full name and address.
Final Thoughts
Credit cards allow you to access your online casino funds and start playing instantly. These payment methods facilitate fast and secure casino transactions while offering increased privacy, convenience, and access to specialized bonuses to players. After carefully reviewing the leading credit card casinos, we selected Wild Casino as the number one credit card casino brand.
The operator accepts Visa, Master, Discover, and AMEX credit cards, facilitating instant processing for deposit payments. Credit card players get a $1,000 welcome offer, 10% weekly rebates, and a chance to grab up to $1,000,000 in cash rewards. If promotions make a big chunk of your casino experience, CoinPoker is the right credit card casino for you.
$5,000 Welcome Bonus + 125 Free Spins
- Weekly Cash Races up to $10,000 & variable-bet video poker
- $9,000 extra in crypto bonuses and weekly 10% loss rebates
- Up to 10BTC in a tiered welcome bonus, starting at $20
Responsible Gambling
Online gambling works out best as an occasional pastime. Remember to take breaks, set (and stick to) limits, and only gamble with money you can afford to lose. Playing with credit cards presents special risks since it allows you to play “on credit” with funds you don’t have in your bank account.
If you feel gambling is affecting your mental health, relationships, or finances, you may have a gambling addiction. Thankfully, some organizations offer helpful resources that might help you deal with your problem.
These include: