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If you’re researching the best credit card casinos, you’re probably looking for convenient payment methods, instant deposits, and generous welcome bonuses. We’ve evaluated these factors and more to come up with a list of the best credit card casinos for 2024.
We cover the best places to play real-money games with credit cards — and what you need to know about using credit cards to gamble online.
The Best Credit Card Online Casinos in 2024
- All
- Crypto Casino
- Telegram Casino
- Free Spins
- VIP/Loyalty
- Instant payouts
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Wild Casino US |
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Bovada Casino US |
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BetWhale Casino US |
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Black Lotus Casino |
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Lucky Creek Casino US |
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Top 10 Online Casinos Accepting Credit Cards
Finding the best casinos for credit card users can be surprisingly tricky. This is because most sites that accept these methods take longer to process payouts, charge high transaction fees, and will often have credit cards on their list of methods that don’t qualify for certain bonuses.
We’ve gone ahead and put together a list of top casinos that accept credit cards to ensure that you have access to only the best rewards, the lowest fees, the fastest payouts, and more.
- Wild Casino – The best casino for credit card users overall
- Bovada – The credit card casino with a dedicated poker room
- Everygame – Long standing reputation with multiple credit card options
- Wild Casino – A top credit card casino with generous match deposit bonuses
- BetUS – The online casino and sportsbook with its own TV channel
- Lucky Creek Casino – The Wild West casino with bonuses of up to $7,500
- BetOnline.ag – The credit card casino with over $1 million in monthly prizes
- TG.Casino – A cutting-edge casino with its own crypto token
- Black Lotus Casino – Live and classic casino games with a user-friendly interface
- Mega Dice – The online casino with over 6,000 games
Top 5 Credit Card Casino Sites Reviewed
Here’s our list of the top 5 credit card casinos of 2024 based on payment methods, payout speeds, and safety and security.
1. Wild Casino – The Best Casino for Credit Card Users
- Website: https://wild.io/
- Established: 2018
- Deposit methods: Credit cards, cryptocurrency, bank transfers, money orders, and cashier’s checks.
Our Verdict: 4.7/5
Wild Casino accepts over two dozen payment methods, including Visa, Mastercard, American Express, and Discover for deposits. However, credit card withdrawals are not supported. Instead, players can use over a dozen cryptocurrencies or traditional methods like bank transfer or money order.
The minimum credit card deposit is $25, with a high maximum limit of $2,500. The site charges a credit/debit card fee of 9.75%, which is relatively high. Deposits process instantly or within a few hours, while payouts typically clear within 48 hours, depending on the method chosen.
With a Panama Gaming License and over five years online, Wild Casino ensures a secure gambling environment with SSL encryption. The casino offers a generous welcome bonus of $5,000 ($9,000 for cryptocurrency), weekly rebates, and other promotions. The only major drawback is the high credit card deposit fee.
Overall, Wild Casino stands out for its wide range of payment options and strong security measures, but the credit card fees are a notable downside.
Pros
- Huge number of banking options
- High maximum deposit
- Wide variety of generous promotions
- Easy-to-use mobile app
Cons
- Credit card fee of 9.75%
- 45x wagering requirements on some bonuses
2. Everygame – Top Casino for Credit Card Deposits
- Website: https://everygame.eu/
- Established: 1996
- Deposit methods: Credit cards, a few cryptocurrencies, bank transfers, checks, and digital wallets.
Our Verdict: 4.8/5
Founded in 1996, Everygame is a reputable casino with a license from the Kahnawake Gaming Commission, ensuring responsible and fair gaming. Its long-standing presence, multiple credit card options, and absence of processing fees make it a recommended choice for players seeking a reliable and flexible online casino.
Everygame supports a range of credit cards for deposits, including Visa, Mastercard, American Express, and Discover. This variety offers flexibility for players. However, Everygame does not allow credit card withdrawals. Players must use cryptocurrencies, checks, or bank wire transfers for cashing out, requiring alternative methods for withdrawals.
The deposit terms are accessible, with a minimum of $20 and a maximum of $1,000. Withdrawals have a minimum limit of $150, and there are no credit card fees, making transactions cost-effective. Deposits are processed instantly, but payout times vary from 1 to 15 business days, depending on the method used.
Pros
- No credit card processing fees
- Supports Visa, Mastercard, American Express, and
- Discover
- More than 300 slots games
Cons
- Only three cryptocurrencies supported
- Limited choice of live dealer games
3. BetUS – Casino and Sportsbook With Its Own TV Channel
- Website: https://www.betus.com.pa/
- Established: 1994
- Deposit methods: Accepts credit cards and cryptocurrency online (to use other forms of payment like checks, you must contact the casino directly).
Our Verdict: 4.7/5
BetUS accepts Visa, Mastercard, and American Express for deposits but does not support Discover Card. For withdrawals, options include cryptocurrency, MoneyGram, checks, and bank transfers.
The site has a high deposit limit of $2,499 and a minimum deposit of $50. Withdrawals range from $50 to $3,000 ($5,000 for cryptocurrencies). Customer service is available via email, phone, or live chat for registered players.
Payout speeds vary by method; cryptocurrency withdrawals typically take 24 to 48 hours, while MoneyGram, check by courier, and bank transfers can take 7 to 15 business days.
With nearly 30 years of operation and a Curaçao gaming license, BetUS offers a secure environment with SSL encryption. It supports three credit cards and charges no credit card fees. Additionally, BetUS features BetUS TV, providing expert advice and wagering tips.
Pros
- No credit card fees
- Three supported credit cards
- Lots of bonuses available
- Outstanding customer support
Cons
- Limited non-credit-card banking options
- Live chat feature only for registered players
Best Casinos for Credit Cards Compared
| Rank | Credit Card Casino | Credit Cards Accepted | Cash Out with Credit Cards? | Deposit Limits | Fees |
|---|---|---|---|---|---|
| #1 | Everygame | Visa, Mastercard, AmEx, Discover | No | $20 to $1,000 | No fees |
| #2 | Wild Casino | Visa, Mastercard, AmEx, Discover | No | $25 to $2,500 | 9.75% |
| #3 | BetUS | Visa, Mastercard, AmEx | No | $50 to $2,499 | No fees |
| #4 | Lucky Creek | Visa and Mastercard | No | $20 to $1,000 | No fees |
| #5 | Bovada | Visa and Mastercard | No | $20 to $1,500 | No fee on first deposit, 15.9% on subsequent deposits |
Advantages of Using Credit Card Casinos
By choosing a credit card as your online casino payment method, you can take advantage of the following benefits:
- Speed: Credit card payments tend to process quickly — instantly in many cases, but they may take up to a few hours. By contrast, slower payment methods like bank transfers can take 24 to 72 hours to process.
- Convenience: Credit card authorization is usually automatic, unlike some other methods that may require additional identification, routing numbers, and processing procedures.
- Availability: If you use a credit card to make a deposit, you can usually start playing online any time, day or night. Thanks to instant authorization, you don’t have to worry about banking hours causing a delay.
- Security: Most credit card providers offer robust security and fraud-prevention features for account holders. Provided that you gamble on a reputable site, paying with a credit card is typically a safe way to play.
Drawbacks of Using Credit Card Casinos
On the downside, paying at online casinos with a credit card has the following potential disadvantages:
- Transaction Fees: While credit card fees vary substantially, you will typically find them more expensive than paying with cryptocurrencies.
- Interest Charges: If you spend more than you can pay off within the grace period, you may face interest charges from your credit card provider. Also, some credit card companies classify gambling purchases as cash advances, which can have even higher interest rates.
- Lack of Anonymity: Unlike paying with cryptocurrencies, credit card deposits do not permit you to remain anonymous while gambling online.
Can You Use Credit Cards at Online Casinos?
Yes, you can deposit and play at a number of casinos accepting credit cards. Before using credit cards at online casinos, check whether your credit card provider supports gambling transactions, whether it is legal where you live, and whether the site you’ve chosen allows both credit card withdrawals and deposits. Some casinos allow deposits via credit card but only allow you to withdraw your winnings in cryptocurrency or via bank transfer.
How to Use Credit Cards at Online Casinos
Although the exact process depends on the particular site and credit card, you can deposit funds at an online casino in a few simple steps:
Visit the Cashier Page
After signing up at the online casino of your choice, navigate to the Cashier or Banking section of the app or website.Enter Your Credit Card Details
Choose credit card as your method of deposit. Then enter the required details: your card number, cardholder name, address, card expiration date, and security code.Confirm the Payment
Enter the amount of money you would like to deposit, making sure to pay attention to the credit card casino’s minimum and maximum deposit requirements.Start Playing
Since credit card payments are typically instant, you can start playing for real money right away.
When it’s time to collect your winnings, visit the Cashier or Banking page again, choose your preferred method of payment, and enter the amount you would like to withdraw. Again, pay attention to minimum and maximum withdrawal limits. Remember, even if you used a credit card to deposit funds, you may have to choose another method to withdraw funds.
Types of Credit Cards Accepted
If you’re looking for the best casino credit cards, you have several options to choose from. Check out the following key information about popular credit cards online casinos most frequently support.
Visa
- Established: 1958
- Allows online gambling? Yes
If an online casino accepts any credit card at all, that card will most likely be Visa. It is the world’s leading provider of bank cards, used in over 200 countries and regions. As the preferred credit card for online gambling, Visa allows you to make deposits and start playing right away at almost every casino online.
Although one of the most accepted credit cards for making deposits at top online casinos, that doesn’t mean you can necessarily use it to cash out. Credit card casinos are significantly less likely to accept Visa as a withdrawal method than a deposit method.
Mastercard
- Established: 1966
- Allows online gambling? Yes
Similar to Visa in popularity and acceptance, Mastercard is the second-strongest online casino credit card. In addition to typically enabling instant deposits, Mastercard offers the following benefits in most cases:
- ID Theft Protection
- Zero Liability Protection
- Access to Mastercard Global Service
American Express
- Established: 1958
- Allows online gambling? Yes
While perhaps less common than Visa and Mastercard, American Express is also a popular way to pay at online credit card casinos. Three out of our top five sites accept AmEx for deposits, as do some of the other casinos on our list, including BetOnline. Known for its reward program, AmEx has about 122 million cards in circulation. If you can’t use your AmEx at an online casino, try one of the more popular cards like Visa or Mastercard.
Discover Card
- Established: 1986
- Allows online gambling? Yes
Not as many online casinos support Discover Card, but several of the credit card casinos on our list do. If a site does accept Discover, it works pretty much like other credit cards, including the same deposit minimums, maximums, and transaction speeds.
The limited number of casinos permitting Discover deposits makes it a less popular credit card for online gambling. However, Discover has several advantages going for it, including the fact that the company doesn’t charge annual fees and provides accounts to customers with credit ratings ranging from bad to excellent.
How We Rate Credit Card Casinos
In a sea of online casino games, you may find it difficult to identify the best credit card casinos. That’s where we can help. To come up with our list of recommended credit card casinos, we carefully evaluated the following factors:
- Deposit and Withdrawal Options – If you’re looking for the best credit card casinos, payment methods matter to you. We looked for leading credit card casinos that support online payments using widely accepted credit cards like Visa and Mastercard, as well as some less common options like American Express and Discover.
- Safety and Security – Privacy and security are essential for online gambling, and that includes safe and secure banking. To find the top credit card casinos, we looked first for a license from a trusted official regulatory body. We also looked for websites with several levels of security, including 128-bit SSL encryption to protect credit card data and casino accounts from hackers.
- Payout Speeds – When you play casino games online, you want to know how long it takes to get your winnings, also known as cashouts. In the case of credit card online casinos, this means how quickly they process withdrawals through credit card providers.
- Bonuses and Promotions – Players looking for the best online casino credit cards often want to know about opportunities to earn extra cash. That’s why we carefully looked at casino bonuses and promotions, including any bonuses specifically for credit card users.
- Games Available – Another important factor for online players looking for reputable credit card casinos is game variety. We consider the number and diversity of real-money games available, including provably fair games created by leading game developers.
Using Prepaid Gift Cards for Gambling
Many online casinos that accept credit card payments also support credit-branded prepaid gift cards for gambling deposits. Some players prefer to use gift cards since they offer anonymity and have a built-in spending limit. Casinos may even offer special promotions to encourage players to use them.
You can buy pre-paid Visa or Mastercard gift cards online and in person at retailers across the country, including Walmart, Target, CVS, Walgreens, most grocery stores, and Amazon.com. Many gift cards are intended for one-time use and may have limits, fees, or expiration dates that you should consider.
To make a deposit at an online casino using a prepaid gift card, you will follow the same basic steps as you would with a credit card. Remember to claim any welcome bonuses the casino offers for prepaid card users!
Credit Card Terms and Conditions
Carefully read your credit card’s terms and conditions before using your card at online casinos. Some issuing banks may prohibit activities like internet gambling. Others may not forbid it completely but may decline the transaction, categorize it as a cash advance, or exempt it from rewards points.
Each casino site also has its own terms and conditions, which outline policies regarding withdrawal minimums and maximums, payment methods, and ID requirements. In addition, casinos may set separate bonus terms and conditions.
- Gamble only on licensed sites: Licensing from a recognized gaming authority indicates that an online casino offers a safe and honest gaming environment.
- Look into any additional fees: Making deposits with credit cards may incur additional fees from the casino. You may end up paying just 5% extra, but some casinos charge upwards of 15%.
- Read the terms and conditions: Beyond any additional fees or service charges, read the fine print carefully to know what you’re signing up for. Look into any minimum deposits, withdrawal timeframes, and the number of supported payment methods for withdrawals as compared to deposits.
- Enter your credit card information carefully: Check that your credit card details match the information you used when registering for your casino account. Also, make sure you are entering the correct security card on the back of the card.
- Know your credit card: Make sure that you have sufficient funds when making a deposit, that your card is activated for international deposits, and that your state doesn’t prohibit funding online betting accounts with credit.
If you come across any difficulties paying at online credit card casinos, don’t keep trying the same card repeatedly. You may have your account restricted if you do so. Instead, try a different card or try again with the same card at another time.
Casino Verification Requirements
Online casinos may have different verification requirements depending on your geographical reason and chosen payment method. While using credit cards for deposits doesn’t typically trigger additional verification requirements, the casino will likely ask you to verify your identity before cashing out. You may need to provide documentation like a passport or driver’s license, plus a recent utility bill that shows your full name and address.
Final Thoughts
When you make a deposit at an online casino with a credit card, you can typically start playing instantly. Besides being fast, credit card deposits are also secure and convenient.
When it comes to rating credit card casinos, we looked for a variety of credit card payment methods, no credit card processing fees, and licensing by regulatory bodies. Based on these criteria, we chose Everygame as the top credit card online casino of 2024.
Responsible Gambling
Online gambling works out best as an occasional pastime. Remember to take breaks, set (and stick to) limits, and only gamble with money you can afford to lose. Playing with credit cards presents special risks since it allows you to play “on credit” with funds you don’t have in your bank account.
If you feel gambling is affecting your mental health, relationships, or finances, you may have a gambling addiction. Organizations like the National Council on Problem Gambling and Gamblers Anonymous have resources that can help you recognize and manage gambling problems that you may have.
Alternative Payment Methods
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